Blog
Mortgage answers, Joe Knows Mortgages, and local stories from Brevard by the Block—all in one place.
New & Recently Updated
Should You Pay Off Debt Before Buying a House?
You do not have to be completely debt-free to buy a home. Learn how to review monthly obligations, cash to close and possible payoffs with your mortgage team before making a major move.
The VA Loan Secrets Every Veteran Needs to Know!
VA loans are often misunderstood. Many think they’re just about skipping the down payment, but in reality, these loans offer several unique benefits that make
The 10 Commandments of Home Buying: Avoid These Costly Mistakes!
Florida’s Space Coast is one of the fastest-growing areas in the state, attracting homebuyers with its stunning beaches, thriving job market, and laid-back lifestyle. Whether you’re moving for work, retirement, or just a change of pace, this area offers something for everyone.
Relocating to Florida’s Space Coast? Insider Tips You MUST Know!
Florida’s Space Coast is one of the fastest-growing areas in the state, attracting homebuyers with its stunning beaches, thriving job market, and laid-back lifestyle. Whether you’re moving for work, retirement, or just a change of pace, this area offers something for everyone.
Understanding Mortgage Interest Rates – What Every Homebuyer Needs to Know!
Interest rates are essentially the cost of borrowing money. The higher the rate, the more you pay over time. Even a small change in your interest rate can add up to thousands of dollars over the life of your loan.
Top 5 Home Buying Myths—Busted!
In today’s competitive real estate market, it’s not just about making an offer—it’s about making the right offer. Whether you’re up against multiple bids or negotiating in a slower market, crafting a compelling and strategic offer can be the difference between getting the keys to your dream home or walking away empty-handed.
Writing Winning Offers: How to Secure Your Dream Home in Any Market
In today’s competitive real estate market, it’s not just about making an offer—it’s about making the right offer. Whether you’re up against multiple bids or negotiating in a slower market, crafting a compelling and strategic offer can be the difference between getting the keys to your dream home or walking away empty-handed.
Beyond the Purchase: Planning for Hidden Costs and Budgeting for Homeownership
Buying a home is one of life’s most exciting milestones, but it also comes with its share of unexpected costs that can catch first-time buyers off guard. Beyond the purchase price, down payment, and closing costs, there’s a plethora of additional expenses—both upfront and ongoing—that you should consider to avoid surprises.
Unlocking Homeownership: Your Guide to Success
Buying a home is one of the most significant financial decisions you’ll make. However, myths and misinformation can create unnecessary barriers. Let’s break down the path to homeownership, explore financing options, and provide you with tips to navigate the journey confidently.