Florida’s Trusted
Mortgage Experts
Join thousands of happy homeowners who trust Morgan Financial for personalized mortgage solutions, competitive rates, and expert guidance. With in-house underwriting and clear communication, we make buying or refinancing a home in Florida seamless.
Who We Are
Since 2002, Morgan Financial has been assisting homebuyers and homeowners. Based in Brevard County, Florida, we are a veteran-owned company with a stellar reputation for dependability and first-rate customer service.
We specialize in:
First-time homebuyer loans
Refinancing to lower payments
VA, Jumbo, and conventional loans
Cash out refinancing
Working with you, our team looks for the finest loan choices depending on your budget, financial goals, and credit score.
Since 2002, Morgan Financial has been assisting homebuyers and homeowners. Based in Brevard County, Florida, we are a veteran-owned company with a stellar reputation for dependability and first-rate customer service.
We specialize in:
- First-time homebuyer loans
- Refinancing to lower payments
- VA, Jumbo, and conventional loans
- Cash out refinancing
Working with you, our team looks for the finest loan choices depending on your budget, financial goals, and credit score.
2002
What Our Clients Say About Us
Why choose our mortgage lender company in Florida?
We work with multiple sources to offer you very competitive rates, helping you save money over the life of your loan.
We offer a range of home loan programs, including VA, jumbo, and conventional loans, tailored to your needs.
Take the Preapproval letter one step further with our Secured Approval Letter so you can start house hunting with confidence. Our streamlined process helps you close faster.
Our experienced Mortgage Loan Originators guide you through every step of the mortgage process, helping you make informed decisions.
Tools & Resources for Homebuyers
Access our free and easy to use Mortgage Calculators
These are the people who make things happen
Speak with a licensed Mortgage Loan Originator
Contact a Mortgage Expert:
Book a consultation to chat with one of our Mortgage Loan Originators about your individual mortgage needs and qualifications.
What We Offer
We truly take pride in putting our clients first. Our dedicated mortgage financing team is available to clearly and confidently assist you through the loan process, answer your questions, and handle your concerns.
We are dedicated to enabling your success. We work hard to ensure that your experience is seamless and stress-free from application to closing. Our commitment to your utmost satisfaction is why you can easily rely on us.
How It Works
Consultation
Make an appointment for a free consultation with one of our loan officers. To provide the best loan choices, we will review your credit score, financial status, and ambitions.
Pre-Approval
We’ll review your financial details and help you get pre-approved quickly. Our meticulous process will give you the confidence to shop for a home within your budget.
Loan Options
Our professionals will outline the advantages and terms of each of the several loan options—conventional, Jumbo, VA, and more—as they stand.
Application and Approval
Finish your application either online or with our loan officers' assistance. We will manage the paperwork and walk you through the approval procedure.
Closing
Once approved, we’ll finalize the details and schedule the closing. As you sign your final loan documents at closing, you’ll get the keys to your new home or complete your refinance with peace of mind.
explore our blogs
How to Get Your Certificate of Eligibility (COE) for a VA Loan in Brevard County
Your Certificate of Eligibility (COE) proves that you qualify for a VA home loan. Here’s how veterans in Brevard County can get their COE fast — and why a local lender can make the process easier.
Proven Listing Strategy for Brevard County Sellers: How to Stand Out
Learn the proven listing strategy Brevard County sellers need to attract buyers fast. From pricing to marketing, here’s how to stand out in the Melbourne, FL market.
2026 Conforming Loan Limits Are Increasing — Here’s What It Means for Brevard County Homebuyers
2026 conforming loan limits are rising to $832,750 in Brevard County — giving local buyers more flexibility and access to inventory. Here’s what that means for your home-buying plans.
Get Started Today
Stop stressing over mortgage decisions—let us handle it. Whether you’re buying a home or looking for a new loan or savings on monthly payments, our expert loan officers at Morgan Financial are ready to help. Get the most competitive rates and terms tailored to you.
- 1441 N Harbor City Blvd. Melbourne, FL 32935
- 321-265-4000
- 321-757-9730