Florida’s Trusted
Mortgage Experts
Join thousands of happy homeowners who trust Morgan Financial for personalized mortgage solutions, competitive rates, and expert guidance. With in-house underwriting and clear communication, we make buying or refinancing a home in Florida seamless.
Who We Are
Since 2002, Morgan Financial has been assisting homebuyers and homeowners. Based in Brevard County, Florida, we are a veteran-owned company with a stellar reputation for dependability and first-rate customer service.
We specialize in:
First-time homebuyer loans
Refinancing to lower payments
VA, Jumbo, and conventional loans
Cash out refinancing
Working with you, our team looks for the finest loan choices depending on your budget, financial goals, and credit score.
Since 2002, Morgan Financial has been assisting homebuyers and homeowners. Based in Brevard County, Florida, we are a veteran-owned company with a stellar reputation for dependability and first-rate customer service.
We specialize in:
- First-time homebuyer loans
- Refinancing to lower payments
- VA, Jumbo, and conventional loans
- Cash out refinancing
Working with you, our team looks for the finest loan choices depending on your budget, financial goals, and credit score.
2002
Why choose our mortgage lender company in Florida?
We work with multiple sources to offer you very competitive rates, helping you save money over the life of your loan.
We offer a range of home loan programs, including VA, jumbo, and conventional loans, tailored to your needs.
Take the Preapproval letter one step further with our Secured Approval Letter so you can start house hunting with confidence. Our streamlined process helps you close faster.
Our experienced Mortgage Loan Originators guide you through every step of the mortgage process, helping you make informed decisions.
Tools & Resources for Homebuyers
Access our free and easy to use Mortgage Calculators
These are the people who make things happen
Speak with a licensed Mortgage Loan Originator
Contact a Mortgage Expert:
Book a consultation to chat with one of our Mortgage Loan Originators about your individual mortgage needs and qualifications.
What Our Clients Say About Us
What We Offer
We truly take pride in putting our clients first. Our dedicated mortgage financing team is available to clearly and confidently assist you through the loan process, answer your questions, and handle your concerns.
We are dedicated to enabling your success. We work hard to ensure that your experience is seamless and stress-free from application to closing. Our commitment to your utmost satisfaction is why you can easily rely on us.
How It Works
Consultation
Make an appointment for a free consultation with one of our loan officers. To provide the best loan choices, we will review your credit score, financial status, and ambitions.
Pre-Approval
We’ll review your financial details and help you get pre-approved quickly. Our meticulous process will give you the confidence to shop for a home within your budget.
Loan Options
Our professionals will outline the advantages and terms of each of the several loan options—conventional, Jumbo, VA, and more—as they stand.
Application and Approval
Finish your application either online or with our loan officers' assistance. We will manage the paperwork and walk you through the approval procedure.
Closing
Once approved, we’ll finalize the details and schedule the closing. As you sign your final loan documents at closing, you’ll get the keys to your new home or complete your refinance with peace of mind.
explore our blogs
What Every Military Spouse Needs to Know About VA Loans in 2025–2026
Military families face unique housing challenges — from frequent relocations to navigating VA loan myths. In this episode of Keeping Your Real Estate Business on Track, host Lindsay Shellhorn sits down with Lexi Lane, a military spouse and Coldwell Banker realtor in Brevard County, Florida, to unpack the realities, benefits, and opportunities VA loans offer for military families in 2025 and beyond.
Why Overpricing Your Brevard County Home Could Cost You Thousands
Discover how overpricing your Brevard County home could actually cost you thousands. Real estate expert Nick Hall explains the data and strategy behind pricing your home right.
Fed and Mortgage Rates: What the QT to QE Shift Really Means
Discover how the Fed’s shift from QT to QE could affect mortgage rates for buyers and refinancers—explained by the experts at Morgan Financial.
Get Started Today
- 1441 N Harbor City Blvd. Melbourne, FL 32935
- 321-265-4000
- 321-757-9730