Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE”. This week, we answer the question: “ What does an underwriter do?”

When you submit your documents to your loan officer, an underwriter will take them and analyze and asses your Income, assets, credit and collateral. They take all four aspects and evaluate them to make sure they each meet the guidelines for Fannie, Freddie or the VA.

Thank you for tuning into this Joe Knows Mortgages MINUTE If you have any home loan related questions, we want to hear from you! So please comment down below! Also, please feel free to like and share this information with your family and friends. See you again next Monday!