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About Morgan Financial

Morgan Financial is a full-service lender with an experienced staff offering expertise in every area of mortgage lending. Morgan Financial has provided Brevard County with the Best Deal on their mortgage since 2002.

When is my first mortgage payment due?

Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: When is my first mortgage payment due? Typically, your monthly mortgage payment is due at the first of every month. However, your first payment is not be due until the [...]

By |2022-09-06T16:35:58-04:00September 6th, 2022|Joe Knows Mortgages Minute|Comments Off on When is my first mortgage payment due?

What is prepaid interest?

Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: What is prepaid interest? You're getting ready to close on your home, your lender sends your closing disclosures for you to review, and you see a section for "prepaid interest" [...]

By |2022-09-06T16:35:33-04:00September 6th, 2022|Joe Knows Mortgages Minute|Comments Off on What is prepaid interest?

When is flood insurance required?

Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: When is flood insurance required on a home? When it comes to getting your home insured, flood insurance is not typically covered by traditional homeowner's insurance. The good news is, [...]

By |2022-09-06T15:47:56-04:00September 6th, 2022|Joe Knows Mortgages Minute|Comments Off on When is flood insurance required?

Can I buy a home using cryptocurrency?

Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: Can I buy a home with cryptocurrency? Crypto currencies are a hot new topic these days! But can cryptocurrency be used to buy a home? The answer to this question [...]

By |2022-08-18T12:17:19-04:00August 18th, 2022|Joe Knows Mortgages Minute|Comments Off on Can I buy a home using cryptocurrency?

How to Get Rid of Mortgage Insurance – Webinar

What is mortgage insurance? Are you currently paying for it in your monthly mortgage payment? Can you get rid of it altogether? In this video, you will learn: • What mortgage insurance is • 4 ways to get rid of mortgage insurance • Additional steps to pay down your mortgage [...]

By |2022-08-16T15:15:31-04:00August 16th, 2022|Webinar Recordings|Comments Off on How to Get Rid of Mortgage Insurance – Webinar

How will the Federal Reserve’s interest rate increase affect mortgage rates and home prices?

Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: How will the Federal Reserve's interest rate increase affect mortgage rates and home prices? Two weeks ago, the Federal Reserve announced their 75 basis-point increase to interest rates. How has [...]

By |2022-08-11T11:45:35-04:00August 11th, 2022|Joe Knows Mortgages Minute|Comments Off on How will the Federal Reserve’s interest rate increase affect mortgage rates and home prices?

What does the FED’s 75 basis-point rate increase mean for consumers?

Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: What does the Federal Reserve's 75 basis-point rate increase mean for the housing market and consumers? The idea behind the rate increase is that the Federal Reserve is trying to [...]

By |2022-07-29T14:18:37-04:00July 28th, 2022|Joe Knows Mortgages Minute|Comments Off on What does the FED’s 75 basis-point rate increase mean for consumers?

Why you shouldn’t make any large purchases before closing on a home!

Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: Why shouldn't you make any large purchases before closing on a home? Any major purchases (such as a new car, RV, or furniture) made after loan application, but before closing, [...]

By |2022-08-18T11:08:06-04:00July 25th, 2022|Joe Knows Mortgages Minute|Comments Off on Why you shouldn’t make any large purchases before closing on a home!

4 Strategies to Pay Off Credit Card Debt – Webinar

In this video, we provide options to pay off credit card debt, with options that involve loans and options that you can do on your own! You will learn: • The Effects of Credit Card Debt • 4 Strategies to Pay Off Credit Card Debt • Taking Your Next Steps [...]

By |2022-07-19T16:17:20-04:00July 19th, 2022|Webinar Recordings|Comments Off on 4 Strategies to Pay Off Credit Card Debt – Webinar

How to Compete Against Cash Offers – Webinar

Want to learn how to make your home offer stand out against cash offers? In this video, you will learn: • Current Housing Market Data (as of June 2022) • 3 Ways to Compete With Cash • Additional Tips to Strengthen Your Home Offer [...]

By |2022-07-19T16:19:05-04:00July 15th, 2022|Webinar Recordings|Comments Off on How to Compete Against Cash Offers – Webinar
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