Want to learn how to make your home offer stand out against cash offers? In this video, you will learn: • Current Housing Market Data (as of June 2022) • 3 Ways to Compete With Cash • Additional Tips to Strengthen Your Home Offer [...]
Tired of racking up debt from credit cards and high interest payments? We've got you covered with options to consolidate and knock out debt! In this video you will learn: • Understanding Debt and How to Manage It • Options to Knock Out Debt • Tips and Tricks to Not Run [...]
Looking to learn tips to elevate your home buying offer to ensure that your first offer is your best offer? In this video, you will learn: • What to Expect While Searching For a Home • 7 Tips to Position Your Offer to Win • Setting Yourself Up For Success [...]
With today's home prices and rising rent, does it make more sense to rent or buy a home? How do you know which is the right decision for YOUR financial situation? Check out this video to learn: • Current housing market overview (as of March 2022) • Renting vs Buying [...]
Whether you are a current homeowner or are trying to become one, you can benefit from inflation in the housing market! In this video, you will learn: • Current housing market overview (as of February 2022) • Ways to take advantage of the current housing market • Taking your next [...]
In this video, we provide options to pay off credit card debt, including how to use the equity you have sitting in your home! You will learn: • The effects of credit card debt • 3 options to pay off credit card debt • Determining your home's potential equity • [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: What's the difference between Homeowners Insurance and Mortgage Insurance? Homeowners insurance protects you, the homeowner, from damages to your home or loss, such as in cases of natural disaster or [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: What's the difference between Interest Rate and APR? Interest rate is just the percentage of interest that you pay on your mortgage loan principal amount. APR stands for Annual Percentage [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: If I already have debt, can I still qualify for a mortgage? The answer is: Yes! It all comes down to your debt-to-income ratio (or DTI for short). To calculate [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: Can I roll my closing costs into my VA Loan? The answer is: It Depends... For eligible Veterans looking to purchase a home with their VA benefits, you have the [...]
