Get the Best Deal on Your Mortgage with Morgan Financial, Guaranteed*.

We understand that there is a lot of choices when it comes to purchasing a new home. The list can go on and on.  So, we at Morgan Financial make it simple to pick the best local lender. Morgan Fiancial wants to give the people of Brevard County the best deal out there, so we have created our Best Deal Guarantee*.

Even if you are already working with another lender, give us a call.  At the very least, you will know that you have the best deal on your mortgage, and we will give you $1000*. Or, you will find better service and a better deal with Morgan Financial.

Click the button or call us today at 321-757-3570.

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Contact a Mortgage Expert:

David Fitzsimmons

Mortgage Loan Originator NMLS ID# 2029864

David Fitzsimmons

Mortgage Loan Originator NMLS ID# 2029864

"You miss 100% of the shots you don't take." - Wayne Gretzky

David brings his previous experience in management and in the mortgage industry to his role as one of our Mortgage Loan Originators here at Morgan Financial. Outgoing, reliable, and a team player, David spends his days working with business partners to ensure that our clients have an excellent mortgage experience. For David, success to him is having the people around him succeed!

When he's not at work, you can find David playing basketball or spending time by the pool with his family!

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Melbourne, FL

Johanna Bennett

Mortgage Loan Originator NMLS ID# 2088848

Johanna Bennett

Mortgage Loan Originator NMLS ID# 2088848

“Attitude is a choice. Happiness is a choice. Optimism is a choice. Kindness is a choice. Giving is a choice. Respect is a choice. Whatever choice you make, makes you. Choose wisely.” – Roy T. Bennett

Johanna is one of our Loan Officer Assistants and brings both her extensive experience in customer service and 4 years in the financial industry to her role. She assists in the loan process by communicating and building relationships with clients, making appointments, and collecting documents. Johanna values giving clients the best possible mortgage experience.

When Johanna’s not at work, she enjoys going to the gym and spending time outdoors; kayaking, running, hiking, or just hitting the beach. Johanna also volunteers with the High Schoolers at Calvary Chapel Melbourne.

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Rob Hathaway

Mortgage Loan Originator NMLS ID# 2145467 P: 321-417-0257

Rob Hathaway

Mortgage Loan Originator NMLS ID# 2145467 P: 321-417-0257

“In every dream journey there comes a moment when you have to quit living as if the purpose of life is to arrive safely at death. You have to go after a dream that is destined to fail without divine intervention.” – Mark Batterson

Rob brings his honest, diligent, and reliable approach to his role as one of our Mortgage Loan Originators here at Morgan Financial. Rob’s days consist of guiding our clients through the loan process to ensure a seamless and enjoyable experience from start to finish.

In his free time, Rob enjoys golfing, spending time at the beach with family and friends, sports, socializing, and occasionally a peaceful Florida rainy day. He and his wife serve Sunday mornings with the Viera East Coast Christian Center Church!

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Daniel Kuhblank

Loan Officer Assistant NMLS ID# 2167061

Daniel Kuhblank

Loan Officer Assistant NMLS ID# 2167061

“If you’re afraid to fail, then you’re probably going to fail.” – Kobe Bryant

As one of our Loan Officer Assistants, Daniel assists the team with scheduling, document collection and preparation, and communication between clients and the team. This Florida native brings three years of experience in the Real Estate industry to his role, as well as a bachelor’s degree in Real Estate and experience in residential construction here in Brevard County.

When he’s not at work, Daniel enjoys spending his free time traveling, golfing, fishing, and boating.

Rick Townsend

Mortgage Loan Originator NMLS ID# 562893 P: 321-417-0268

Rick Townsend

Mortgage Loan Originator NMLS ID# 562893 P: 321-417-0268

“People have to be given the freedom to show the heart they possess. I think it’s a leader’s responsibility to provide that type of freedom. And I believe it can be done through relationships and family. Because if a team is a real family, its members want to show you their hearts.” Mike Krzyzewski

Rick brings his extensive background in the finance industry and over 19 years in financial services to his role here at Morgan Financial. As Mortgage Loan Originator, Rick spends his days assists his clients in choosing the right finance product for their mortgage needs and managing the process from start to finish, all while building meaningful and transparent relationships.

A true Brevard local, Rick has served as the Assistant Coach for Viera/Suntree Little League, Viera Regional Park Basketball League, and Coastal Man O War Travel Baseball. When he’s not originating loans, Rick enjoys playing sports, working on his home and yard, and spending time with his family.

Derek Sichler

Sales Manager NMLS ID# 331186

Derek Sichler

Sales Manager NMLS ID# 331186

"It's not the size of the dog in the fight, it's the size of the fight in the dog." - Mark Twain

With 16 years of experience in finance and banking, Derek has been involved in thousands of mortgage transactions. Through his long career and years of experience, he has had numerous opportunities to serve his clients and provide sound financial advice in all respects. Furthermore, he has found that Morgan Financial matches his core beliefs of upholding honesty and integrity in both his personal and professional life.

Derek and his wife, Deanne, live in Melbourne together with their two teenage boys, Jordan and Caden. In his spare time, he is an active member of the Church at Viera as well as a coach and board member at Space Coast United Soccer Club.

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Charlie Gutierrez

Mortgage Loan Originator NMLS ID# 476628 P: 321-722-7506

Charlie Gutierrez

Mortgage Loan Originator NMLS ID# 476628 P: 321-722-7506

"We must communicate in a way that leaves no room for interpretation."

With over half a decade of professional experience, Charlie brings high achievement, great values, and a strong work ethic to Morgan Financial. As a member of the United States Coast Guard for the last 16 years, he understands the importance of serving the community, and he uses his drive to serve his clients, both military and civilian, to the best of his ability.

Charlie lives at home with his wife of 16 years and his two boys. In his spare time, Charlie volunteers for the Viera Suntree Little League where he serves as League President on the Board of Directors. He is also looked up to as a great coach by children of the community, leading his basketball team to an undefeated season in 2017.

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Mary Cables

Mortgage Loan Originator NMLS ID# 1684545 P: 321-417-0271

Mary Cables

Mortgage Loan Originator NMLS ID# 1684545 P: 321-417-0271

“Helping one person might not change the whole world, but it could change the world for one person.” – Author Unknown

Mary’s determined, dependable and welcoming personality, in addition to her 10 years in the industry, makes her a terrific Mortgage Loan Originator. Working with our clients to understand their needs and providing the best mortgage options is Mary’s main objective. She strives each day to provide the best service to every single client who comes to Morgan Financial and works hard to keep their mortgage on track.

Mary lives here in Brevard with her husband and three children. In her spare time, Mary enjoys quality time with her family by going to the beach, swimming, playing video games together, or watching movies. Her philosophy is to have fun, enjoy life, and help others.

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Scott Dunn

Mortgage Loan Originator NMLS ID# 1448245 P: 321-722-7513

Scott Dunn

Mortgage Loan Originator NMLS ID# 1448245 P: 321-722-7513

“Life is ten percent what happens to you and ninety percent how you respond to it.” – Lou Holtz

Scott brings the honor, discipline, and strength of a soldier to Morgan Financial and the industry. He uses his experience in the military and his Bachelor's degree in Technical Management to assist both veterans and civilians with achieving their dreams of owning a home.

One of Scott’s greatest prizes in life is his wonderful family. He is married to his wife of 18 years, and they have 4 adult children together who are all moving on to great things with their lives. When he is not spending time with his family, he is riding on his motorcycle and using that hobby to serve the community. As the Chairman of the American Legion Riders, he has helped to raise over $100,000 to help homeless veterans.

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Shannon Edwards

Mortgage Loan Originator NMLS ID# 996628 P: 321-417-0260

Shannon Edwards

Mortgage Loan Originator NMLS ID# 996628 P: 321-417-0260

“If your dreams don’t scare you, they aren’t big enough.” – Ellen Johnson

Shannon is one of our Loan Officers here at Morgan Financial, and has been in the mortgage industry for 15 years, 5 of those as an Underwriter. Shannon has also been a processor, closer, and marketing director for a title company in the past. Resourceful, trustworthy, and loyal, Shannon works with buyers and homeowners to be their resource of information, to guide and educate, and communicate with all parties involved throughout the loan process.

Shannon is the Co-Founder of Girl Gone CEO, and on her off days enjoys going to theme parks and spending time with her family, her rescue dog, and two red-footed tortoises. Her philosophy on life is to be a mentor, have a mentor, always try to improve yourself, be there for family and friends when they need you, and go for it!

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Skylar Nelson

Mortgage Loan Originator NMLS ID# 2068149 P: 321-351-5698

Skylar Nelson

Mortgage Loan Originator NMLS ID# 2068149 P: 321-351-5698

“You do not just wake up and become the butterfly, growth is a process.” – Rupi Kaur

Skylar brings her hardworking and fun-loving attitude to her role, as well as her bachelor’s degree in Finance and Accounting and a minor in Psychology. Day to day, Skylar guides clients through collecting documentation, keeps everyone informed on loan milestone updates, and facilitates many operations through the loan process.

When she's not at work, you can find Skylar spending time outdoors, with family, caring for her animals – including her monarch butterfly farm, and she stays involved with the local community. Skylar has previously volunteered for 4 years at the Brevard zoo, 7 years at Wuesthoff Hospital, and participates in local beach clean-ups!

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Jasmine Longo

Lead Loan Officer Assistant NMLS ID# 1932579

Jasmine Longo

Lead Loan Officer Assistant NMLS ID# 1932579

“Life isn’t about waiting for the storm to pass. It’s about learning to dance in the rain.” – Vivian Greene

As our Loan Officer Assistant Team Lead, Jasmine spends her days overseeing the Loan Officer Assistants’ daily duties and responsibilities. Jasmine also assists our Sales Manager, lending a helping hand keeping his business in order. Jasmine brings 5 years of real estate market experience to her role, and most enjoys Morgan Financial’s family-oriented atmosphere where everyone is always willing to step up when needed.

When Jasmine’s not at work, she values spending time with her family, her two dogs, and her cat. They love being outdoors, going camping, and when it’s warm you can find them at the beach or by the pool.

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Nic Nazon

Mortgage Loan Originator NMLS ID# 2108587

Nic Nazon

Mortgage Loan Originator NMLS ID# 2108587

“Our lives begin to end the day we become silent about things that matter.” – Martin Luther King Jr.

As one of our Loan Officers, Nic ensures customers have the best Morgan Financial experience possible. While guiding clients through the mortgage loan process, Nic brings his kind, ambitious, and loyal approach to his role. When it comes to his work, Nic most enjoys meeting and communicating with new people daily.

In his spare time, Nic loves to golf, workout, watch sports, and spend time with family. Nic is also a Youth Soccer Coach at Space Coast United and lives by his philosophy to live today, learn from yesterday, and prepare for tomorrow.

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*The $1,000 Best Deal Guarantee requires a minimum loan amount of $100,000 and applies to Fixed Rate Loans only. This Guarantee is not applicable to Jumbo Loans.  Jumbo loans are loans for $647,200  and greater.  The $1000 Best Deal Guarantee does not apply if borrower is declined by Morgan Financial for not meeting loan program guidelines. Borrower must provide Loan Estimate Disclosure to Morgan Financial from competing lender on the same day the competitor’s terms are offered. Loan program offered by competitor must be a program Morgan Financial currently offers (i.e. VA and Conventional loans only), and this best deal guarantee is not applicable when competing loan is a “no closing cost” loan. This offer does not apply to prior locks or terms and Morgan Financial must have an opportunity to beat the terms. In the event that Morgan Financial is unable to beat the terms of the competing lender, borrower must provide the final executed Closing Disclosure, the first page of mortgage note after closing and funding, and the lock-in agreement dated the same day terms are presented to Morgan Financial, all of which will be used to verify competing lender’s terms have not changed at closing. The $1,000 Best Deal Guarantee is not applicable if the loan closes on terms different than those detailed in the Loan Estimate Disclosure provided to Morgan Financial. Change in terms include, but are not limited to, changes in loan amount, loan program, fees, origination, discounts, lender credits, rate, APR, buy-downs, years of term, down payment, seller or any interested party credits, and within the time of the competitor’s initial lock in, or any other material loan changes not specifically mentioned here. The $1000 Best Deal Guarantee is inclusive of ANY and ALL Morgan Financial lender credits.  The $1000 Best Deal Guarantee is valid only on mortgage applications dated on or before June 30, 2022.
Licensed Florida Mortgage Lender. NMLS#318525. Programs subject to change without notice. All Products are subject to credit and property approval. Rates, programs and conditions subject to change without notice. This is not a commitment to lend. Only available in the state of Florida. Other restrictions and limitations apply. Please see the website for details on terms and conditions.