Looking to learn tips to elevate your home buying offer to ensure that your first offer is your best offer? In this video, you will learn: • What to Expect While Searching For a Home • 7 Tips to Position Your Offer to Win • Setting Yourself Up For Success [...]
With today's home prices and rising rent, does it make more sense to rent or buy a home? How do you know which is the right decision for YOUR financial situation? Check out this video to learn: • Current housing market overview (as of March 2022) • Renting vs Buying [...]
Whether you are a current homeowner or are trying to become one, you can benefit from inflation in the housing market! In this video, you will learn: • Current housing market overview (as of February 2022) • Ways to take advantage of the current housing market • Taking your next [...]
In this video, we provide options to pay off credit card debt, including how to use the equity you have sitting in your home! You will learn: • The effects of credit card debt • 3 options to pay off credit card debt • Determining your home's potential equity • [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: What's the difference between Homeowners Insurance and Mortgage Insurance? Homeowners insurance protects you, the homeowner, from damages to your home or loss, such as in cases of natural disaster or [...]
Interest rate is just the percentage of interest that you pay on your mortgage loan principal amount. APR stands for Annual Percentage Rate, and includes all costs associated with obtaining your mortgage loan.
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: If I already have debt, can I still qualify for a mortgage? The answer is: Yes! It all comes down to your debt-to-income ratio (or DTI for short). To calculate [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: Can I roll my closing costs into my VA Loan? The answer is: It Depends... For eligible Veterans looking to purchase a home with their VA benefits, you have the [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: Can I count my retirement pension towards qualifying for a mortgage? Yes, your retirement pension can count towards qualifying for a mortgage! Under certain requirements. Simply being retired doesn't preclude [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: What makes Morgan Financial's Secured Approval stronger than a typical pre-approval? A pre-approval (usually conducted by a loan officer), is where a credit report is reviewed and a loan application [...]
