All financing subject to credit and income approval. Credit equals 1% of the loan amount, capped at $8,000, with a minimum loan amount of $150,000 and minimum lender credit of $1,500. Credit may be applied toward eligible closing costs, prepaids, or escrows and may not be used for down payment or cash back. Offer may not be combined with other offers and is not a second mortgage or assistance loan. Valid on VA purchase loans for Viera Builders homes only. Condos and multi-unit properties are not eligible. Promotional credit is not guaranteed and is contingent upon full loan approval and closing with Morgan Financial. Programs, rates, terms, and conditions are subject to change without notice. This is not a commitment to lend. Other restrictions may apply. Morgan Financial is an Equal Housing Lender. NMLS #318525.