Veterans Home Advantage with Viera Builders
1% Lender Credit on VA Purchase Loans*
Up to $8,000 Credit
Credit equals 1% of the loan amount — for example, a $400,000 loan would receive a $4,000 credit.
VA Loans Only
Available to eligible and qualified veterans using a VA loan for a single-family, primary residence.
New Viera Builds
Valid on select new construction homes built by Viera Builders. Must close with Viera Builders and Morgan Financial.
Applied at Closing
Credit is applied toward eligible closing costs, prepaids, or escrows. Cannot be used for down payment or cash back.
What You Get
- 1% lender credit, capped at $8,000
- Applied automatically at closing
- Reduces eligible buyer-paid costs
- No repayment required
Credit amount is based on final loan amount.
Who Qualifies
- Veterans eligible to use VA home loan benefits
- Buyers purchasing a Viera Builders home
- Homes intended as a primary residence
- Single-family hoes only
Not sure if you qualify? Reach out to one of our VA mortgage experts to confirm eligibility.
How to Get Started
- Complete a signed loan application with Morgan Financial
- Apply during the promotional period (February 9th, 2026 – March 31st, 2026)
- Close your loan on a Viera Builders new build with Morgan Financial
Morgan Financial is Veteran-Owned, Focused, and Operated
We’ve built our company around serving veterans and military families with clear guidance, strong partnerships, and a smooth loan experience from start to finish.
- Veteran-owned mortgage lender
- Trusted Viera Builders partner for over a decade
- In-house VA Underwriters, helping keep loans moving efficiently
- 350+ Five-Star Google Reviews, earned through consistent service
- Serving Florida homebuyers since 2002
FAQs
This offer cannot be combined with other lender credits or promotions.
A minimum loan amount is required to qualify for this promotion.
No. This is a lender credit applied at closing, not a loan.
*IMPORTANT DISCLOSURES
All financing subject to credit and income approval. Credit equals 1% of the loan amount, capped at $8,000, with a minimum loan amount of $150,000 and minimum lender credit of $1,500. Credit may be applied toward eligible closing costs, prepaids, or escrows and may not be used for down payment or cash back. Offer may not be combined with other offers and is not a second mortgage or assistance loan. Valid on VA purchase loans for Viera Builders homes only. Condos and multi-unit properties are not eligible. Promotional credit is contingent upon full loan approval and closing with Morgan Financial. Programs, rates, terms, and conditions are subject to change without notice. This is not a commitment to lend. Other restrictions may apply. Morgan Financial is an Equal Housing Lender. NMLS #318525.