Morgan Financial is excited to roll out an exciting new product called the Express Pass, a faster and better way to get into your new home. We have been an innovative mortgage lender in Melbourne FL since 2002 making huge steps toward changing the way people think and feel about getting a home loan.
The Express Pass has three unique advantages for home-buyers looking for a conventional home loan in Melbourne FL:
Know What to Expect
Nobody deserves to be left in the dark, so the Express Pass is there at the very beginning of the process to help you:
- Know how much home you can afford
- Predict your payment and closing costs
- Understand each step throughout your loan process
Addressing these important questions at the beginning of your home-buying process means you can move forward with confidence and security.
Be Prepared to Purchase
Morgan Financial wants you to be truly prepared to purchase your home, which is why the Express Pass handles your documentation upfront.
Many lenders rely on a quick conversation to determine whether their buyers are prepared and qualified. These assumptions often lead to problems down the line, even ending with you being unable to move forward with the purchase of their new home.
At Morgan Financial, our team of underwriters take the time to explore your unique situation, letting you know ahead of time exactly what documents you will need to secure your home. All your income, assets, and credit will have been fully verified by an in-office underwriter, who is effectively the decision-maker on your loan.
The best part is that if all is well, you will receive your Express Pass within 48 hours of receipt of documents.
Have the Advantage in a Competitive Market
The real estate market is competitive, especially here in Brevard. When inventory gets low, homes often attract more than one offer. Because of this, many sellers get their pick of the litter and choose a buyer who won’t waste their time with empty bids and offers.
How can you stand out in a sea of other potential buyers? In most cases, coming to a seller with your Express Pass will give you a fighting chance in this competitive real estate market.
Your Express Pass adds clout to your offer. If the sellers are weighing two offers against each other, they may lean more toward the buyer with the Express Pass. The Express Pass shows that you are financially capable of moving forward with the purchase of the home.
Get Started Today
The Express Pass allows for preparation, accuracy, and some of the fastest closing times in Brevard County. Once you have your Express Pass, you can simply sit back and enjoy the short ride to closing, where your only job is to extend your hand and accept the keys to your new home.
If you’d like to find out how you can get your own Express Pass, click here or simply call us at 321-265-4000.
