Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE”. This week, we answer the question: “ What does an underwriter do?”

When you submit your documents to your loan officer, an underwriter will take them and analyze and asses your Income, assets, credit and collateral. They take all four aspects and evaluate them to make sure they each meet the guidelines for Fannie, Freddie or the VA.

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