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News & Article

Do You Know the Different Loan Types - FHA, VA, USDA, conforming loans
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Big News for 2025 Homebuyers: Conforming Loan Limits Increase to $806,500!

The Federal Housing Finance Agency (FHFA) has just announced a game-changing update for borrowers in 2025: the conforming loan limits have increased to $806,500! That’s a significant jump of over 5% from 2024, and it’s fantastic news for anyone considering buying a home next year.

Do You Know the Different Loan Types - FHA, VA, USDA, conforming loans
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Choosing the Right Mortgage: Your Guide to FHA, VA, Conventional, and USDA Loans

When it comes to selecting a mortgage, the options can feel overwhelming. From FHA and VA loans to conventional and USDA options, each loan type offers unique benefits suited to different financial situations and needs. Here’s a breakdown to help you understand which mortgage might be the best fit for you.

How to close your home loan fast. How to close your VA loan fast. How to close your loan fast.
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When and How to Lock in the Best Rate: Don’t Gamble with Your Mortgage

Locking in the right mortgage rate at the right time can make a significant difference in how much you pay over the life of your loan. In this comprehensive guide, we’ll break down everything you need to know about mortgage rate locks, so you can make informed decisions and avoid costly mistakes.

Close fast! How long does it take to close on a mortgage?
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How Long Does It Take To Close A Mortgage?

Whether you’ve found your dream home or have a tight moving schedule, speeding up the mortgage approval process is crucial. In this blog post, we’ll explore how you can achieve a fast mortgage approval and expedite your home loan process.

Can you get a mortgage if you are self=employed? How can I get a mortgage if I am self employed?
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Can I get a Mortgage if I am self-Employed?

When securing a mortgage, deciding whether to pay mortgage points can feel overwhelming. Mortgage points, also known as discount points, allow you to pay an upfront fee to lower your interest rate. But are they worth the cost? Let’s explore what mortgage points are, how they work, and when they make sense.

Mortgage Points, also known as discount points could save you money on your payment
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Should I Pay Points On My Mortgage?

When securing a mortgage, deciding whether to pay mortgage points can feel overwhelming. Mortgage points, also known as discount points, allow you to pay an upfront fee to lower your interest rate. But are they worth the cost? Let’s explore what mortgage points are, how they work, and when they make sense.

VA IRRRL mortgage refinance for veterans
Mortgage
Is the VA IRRRL the Best Refinance Loan for Veterans?

Is the VA IRRRL the best refinance option for Veterans? Discover how this streamlined VA loan can lower your interest rate and monthly payments with no appraisal or income verification required. Learn the benefits, potential savings, and alternatives to see if the VA IRRRL is right for you. Contact Morgan Financial today to explore your options!

4 Common Pitfalls to Avoid in Your Mortgage Refinance
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4 Common Pitfalls to Avoid in Your Mortgage Refinance

As interest rates begin to drop, you might hear everyone saying, “Now is the time to refinance!” But is it really? While refinancing can be a smart financial move, it’s important to carefully consider all the factors before making a decision. Let’s explore four common pitfalls to avoid when considering a refinance.