You may notice below our name, within our logo, you see the words “Integrity First”. Being the “new girl”, I have an unbiased perspective on how Morgan Financial runs their business and I have to say, “Integrity First” means more than just words to this company…it is their core value. Within each person [...]
We have some really good, breaking news as Brevard county loan limits set to increase in 2018! Federal Housing Finance Agency (FHFA) announced this week that the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2018. In most of the U.S., and including Brevard County, the 2018 [...]
As far as hurricane preparedness goes, most people are well aware of the effect that hurricanes can have on windows and trees. However, those of you who are in the process of obtaining a mortgage may be affected in other, more surprising ways: Certain businesses such as title companies may close for the duration of [...]
This month, Fannie Mae announced their property inspection waiver, or PIW, which is an offer to waive appraisals for qualifying transactions. With this new update to their automated underwriting system, the next step has been made for a more streamlined and enjoyable mortgage process for both clients and their lenders. Why Is This a Big [...]
Getting the best mortgage rate doesn’t happen by just calling up a few banks and lenders - there are a great number of factors that can affect your interest rate. If you want to get the best mortgage rate possible and save the most money, you should check out some of these tips to lower [...]
Every year, Florida Today hosts a Best of Brevard contest, giving Brevard residents an opportunity for vote for their favorite businesses including restaurants, nightlife, professional services, medical services, and more. This year, Morgan Financial is on the ballot for Best Mortgage Services in Brevard. We are so excited to have the opportunity for the members of [...]
Since the GI Bill was signed into law in 1944, millions of veterans, including those in Melbourne and Brevard County, have taken advantage of VA loans for their homes. However, many veterans and military families are held back by longstanding myths and untruths that surround VA loans. We are going to look at six [...]
You’ve decided to refinance your home in Brevard, and now you’re wondering what to expect from the whole process. Refinancing can help homeowners reap substantial financial rewards, and our goal as Brevard’s local mortgage lender is to make sure that our clients understand the steps they will take as they refinance their home. Figure [...]
Here in Brevard County, home buyers often find themselves in multiple bid situations when shopping for a home. Inventory is often low and homes are priced incredibly well, so homes fly off the market in no time. What can you do to stand out in such a competitive market? Here are some tips that [...]
Something that is conventional is often viewed as the best option for most, and a conventional mortgage lives up to this definition. However, some people believe that conventional loans are only for incredibly qualified buyers with the best credit scores and large down payments. Because of these perceptions, some homebuyers lean toward FHA loans because [...]
