Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: When is flood insurance required on a home? When it comes to getting your home insured, flood insurance is not typically covered by traditional homeowner's insurance. The good news is, [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: Can I buy a home with cryptocurrency? Crypto currencies are a hot new topic these days! But can cryptocurrency be used to buy a home? The answer to this question [...]
What is mortgage insurance? Are you currently paying for it in your monthly mortgage payment? Can you get rid of it altogether? In this video, you will learn: • What mortgage insurance is • 4 ways to get rid of mortgage insurance • Additional steps to pay down your mortgage [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: How will the Federal Reserve's interest rate increase affect mortgage rates and home prices? Two weeks ago, the Federal Reserve announced their 75 basis-point increase to interest rates. How has [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: What does the Federal Reserve's 75 basis-point rate increase mean for the housing market and consumers? The idea behind the rate increase is that the Federal Reserve is trying to [...]
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: Why shouldn't you make any large purchases before closing on a home? Any major purchases (such as a new car, RV, or furniture) made after loan application, but before closing, [...]
In this video, we provide options to pay off credit card debt, with options that involve loans and options that you can do on your own! You will learn: • The Effects of Credit Card Debt • 4 Strategies to Pay Off Credit Card Debt • Taking Your Next Steps [...]
Want to learn how to make your home offer stand out against cash offers? In this video, you will learn: • Current Housing Market Data (as of June 2022) • 3 Ways to Compete With Cash • Additional Tips to Strengthen Your Home Offer [...]
Tired of racking up debt from credit cards and high interest payments? We've got you covered with options to consolidate and knock out debt! In this video you will learn: • Understanding Debt and How to Manage It • Options to Knock Out Debt • Tips and Tricks to Not Run [...]
Looking to learn tips to elevate your home buying offer to ensure that your first offer is your best offer? In this video, you will learn: • What to Expect While Searching For a Home • 7 Tips to Position Your Offer to Win • Setting Yourself Up For Success [...]
