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What Are Points and When Do You Pay Them?
Points are fees that a borrower pays directly to their lender at their closing, in exchange for a lower interest rate. 1 point is 1% of the mortgage amount…
When is a good time to consider a Cash Out Refinance?
When is a good time to consider a Cash Out Refinance? With current interest rates hovering around a 9-month low, home equity at an all-time
Keeping Your Home Tidy the Week Before Christmas.
Twas the week before Christmas and all through the house was a mess? We totally understand. You are a busy human with a lot of
A Home for the Holidays?
Five reasons why NOW is actually the best time to buy. Â Â Â Â Â Â Â Hey there Brevard County: it is beginning to
Make Your Home Look and Feel Stunning for the Holidays!
Wait, you mean everyone is coming home for the holidays? Did your Aunt Gale just called to tell you that not only is she coming
Can You Refinance a VA Loan?
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTEâ€. This week, we answer the question: Can you refinance a
What is a Cash Out Refinance?
What is a Cash Out Refinance?
A Cash out Refinance is when you replace your current mortgage with a new loan that allows you to pay off your current balance and uses the available equity in your home to give you additional funds for other purposes such as home improvement, debt consolidation or home repairs. This might also be a great option for those looking to lower their interest rate.Â