This week’s 20 second mortgage brief: It looks like the mortgage rates from last week, according to the MBA, remain unchanged at 4.84% with .45 points Last week it was announced that the unemployment rate fell to an 18 year low at 3.9%. Morgan Financial is your local VA specialist, with 3 VA underwriters right here in our building in Rockledge. We are averaging 13 days from application to clear to close. See you next week!