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Flat-lay with credit card, notebook labeled ‘Build Credit,’ and smartphone showing rising credit score graph
Joe Knows Mortgages Minute

How to Establish Credit: 3 Simple Steps to Get Started

Establishing credit doesn’t have to be complicated. With the right approach — like starting with a secured credit card, becoming an authorized user, and making on-time payments — you can build a strong credit history that sets you up for financial success, from everyday purchases to future goals like homeownership.

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Lindsay Schellhorn and Joe Harris smiling during a podcast recording with the text "Dropping Rates?" and episode details for "Keeping Your Real Estate Business On Track."
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Fed Rate Cuts Coming? What Buyers Need to Know

The real estate and mortgage world lit up last week after Federal Reserve Chair Jerome Powell spoke at Jackson Hole, hinting at a possible rate cut in September. Markets immediately reacted, with mortgage rates dipping in response. But what does this actually mean for buyers and agents between now and then?

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