Can You Really Buy a Home with $0 Down Using a VA Loan in Brevard County?
If you’re stationed at Patrick Space Force Base, recently retired from the military, or relocating to Florida’s Space Coast — the VA loan is one of your strongest homebuying advantages.
The most well-known feature?
✔ $0 down payment required
✔ No monthly mortgage insurance
✔ Flexible credit guidelines
That means many veterans in Melbourne, Viera, Palm Bay, Cocoa, and Titusville can become homeowners sooner — without waiting years to save a large down payment.
Why $0 Down is a Game-Changer in Brevard County
Home prices in Brevard County have continued to rise as the Space Coast grows.
More local demand = higher local rents.
With a VA loan, instead of spending years paying rent in:
Melbourne
West Melbourne
Viera
Rockledge
Satellite Beach
Cocoa Beach
…you can build your own equity right here in the Space Coast community.
Even if home prices increase — you benefit, instead of paying a landlord more every year.
Do VA Loans Still Have Closing Costs?
Yes — every home purchase includes closing costs, such as:
Appraisal
Florida title fees
Homeowners insurance
Property taxes
But with VA loans, you can reduce upfront expenses using:
✔ Seller-paid closing costs
✔ Lender credits
✔ Negotiated concessions
✔ Builder incentives — especially with new construction in Viera & Palm Bay
We help structure VA offers that sellers in Brevard say YES to.
Some of our Space Coast veterans close with very little — or even $0 — due at closing.
Who in Brevard County Qualifies for $0 Down?
Most veterans and active-duty service members stationed locally qualify, including those who:
Served at least the minimum active-duty requirement
Served in the National Guard or Reserves
Are PCS’ing to Patrick SFB
Are eligible surviving spouses
Even if you’ve already used a VA loan before, you may still qualify again here in Florida.
We’ll help you get your Certificate of Eligibility (COE) quickly — no paperwork stress.
Why Use Your VA Benefit on the Space Coast?
Brevard County offers:
🏡 Affordable Florida homeownership opportunities
🚀 Strong job growth from aerospace & tech
🎯 BAH (Basic Allowance for Housing) that stretches further here
🌴 A coastal lifestyle with investment upside
This region is growing — and your benefit helps you grow with it.
Ready to Buy a Home in Brevard County?
Whether you’re looking in:
Melbourne
Titusville
Palm Bay
Rockledge
Cocoa
Viera
Satellite Beach
Indialantic
…we’re your local VA mortgage specialists — and a veteran-owned lender proud to serve our own community.
You served. Now let this benefit serve you.
