Florida’s Trusted
Mortgage Experts
Join thousands of happy homeowners who trust Morgan Financial for personalized mortgage solutions, competitive rates, and expert guidance. With in-house underwriting and clear communication, we make buying or refinancing a home in Florida seamless.
Who We Are
Since 2002, Morgan Financial has been assisting homebuyers and homeowners. Based in Brevard County, Florida, we are a veteran-owned company with a stellar reputation for dependability and first-rate customer service.
We specialize in:
First-time homebuyer loans
Refinancing to lower payments
VA, Jumbo, and conventional loans
Cash out refinancing
Working with you, our team looks for the finest loan choices depending on your budget, financial goals, and credit score.
Since 2002, Morgan Financial has been assisting homebuyers and homeowners. Based in Brevard County, Florida, we are a veteran-owned company with a stellar reputation for dependability and first-rate customer service.
We specialize in:
- First-time homebuyer loans
- Refinancing to lower payments
- VA, Jumbo, and conventional loans
- Cash out refinancing
Working with you, our team looks for the finest loan choices depending on your budget, financial goals, and credit score.


2002
Why choose our mortgage lender company in Florida?
We work with multiple sources to offer you very competitive rates, helping you save money over the life of your loan.
We offer a range of home loan programs, including VA, jumbo, and conventional loans, tailored to your needs.
Take the Preapproval letter one step further with our Secured Approval Letter so you can start house hunting with confidence. Our streamlined process helps you close faster.
Our experienced Mortgage Loan Originators guide you through every step of the mortgage process, helping you make informed decisions.
Tools & Resources for Homebuyers
Access our free and easy to use Mortgage Calculators
These are the people who make things happen
Speak with a licensed Mortgage Loan Originator
Contact a Mortgage Expert:
Book a consultation to chat with one of our Mortgage Loan Originators about your individual mortgage needs and qualifications.
What Our Clients Say About Us
EXCELLENT Based on 272 reviews Tamara González2025-02-28Trustindex verifies that the original source of the review is Google. Lindsay, Jasmine and Mary were absolutely amazing throughout the entire mortgage process! They were professional, knowledgeable, and always available to answer our questions. They made everything so smooth and stress-free, keeping us informed every step of the way (friday updates). Their dedication and expertise truly made a difference, and I couldn’t have asked for a better experience. Highly recommend them to anyone looking for a reliable and supportive mortgage team! Cameron Congleton2025-02-21Trustindex verifies that the original source of the review is Google. This is our 2nd home purchase with Morgan financial and the whole process was seamless. Mary and her team are phenomenal. You cannot go wrong using them and their services. They truly care for their clients and we consider them family at this point. Donald Gammon2025-02-14Trustindex verifies that the original source of the review is Google. Mary Jazmine and Lindsey took care of me and got me my loan and closed perfect timing . Absolutely seamless working from a-z the whole time communication was a+ would highly recommend Michel Mirto2025-02-13Trustindex verifies that the original source of the review is Google. Great experience. Would recommend especially for VA loans Jeffrey Ulrich2025-02-12Trustindex verifies that the original source of the review is Google. The team at Morgan Financial made the home buying process incredibly easy, possibly fun even! Shelby McKay2025-02-06Trustindex verifies that the original source of the review is Google. Shannon and her whole team at Morgan Financial are excellent! She is extremely knowledgeable and responsive in every transaction we’ve worked together on! Zahra McTammany2025-02-03Trustindex verifies that the original source of the review is Google. Very professional and efficient. Morgan LaFountain2025-01-17Trustindex verifies that the original source of the review is Google. Thank you Mary, Jasmine, and Robert for all your help with financing our new home! We appreciate how kind, responsive, and informative you were throughout the whole process. Your whole team was really great to work with! Kurt Marshall2025-01-14Trustindex verifies that the original source of the review is Google. Very good personable service! Mary and Jasmine are awesome! Brandon Hull2025-01-09Trustindex verifies that the original source of the review is Google. Mary and Jasmine at Morgan Financial were great to work with throughout the process. Mary in particular was very patient and took her time to explain the entire process. I would highly recommend them and plan to work with them again for future mortgage needs.
What We Offer
We truly take pride in putting our clients first. Our dedicated mortgage financing team is available to clearly and confidently assist you through the loan process, answer your questions, and handle your concerns.
We are dedicated to enabling your success. We work hard to ensure that your experience is seamless and stress-free from application to closing. Our commitment to your utmost satisfaction is why you can easily rely on us.

How It Works
Consultation
Make an appointment for a free consultation with one of our loan officers. To provide the best loan choices, we will review your credit score, financial status, and ambitions.
Pre-Approval
We’ll review your financial details and help you get pre-approved quickly. Our meticulous process will give you the confidence to shop for a home within your budget.
Loan Options
Our professionals will outline the advantages and terms of each of the several loan options—conventional, Jumbo, VA, and more—as they stand.
Application and Approval
Finish your application either online or with our loan officers' assistance. We will manage the paperwork and walk you through the approval procedure.
Closing
Once approved, we’ll finalize the details and schedule the closing. As you sign your final loan documents at closing, you’ll get the keys to your new home or complete your refinance with peace of mind.
explore our blogs

How to Compete Against Cash in Your Next Real Estate Purchase
In today’s real estate market, especially here in Brevard County, cash buyers are making waves. Nearly 1 in 3 home purchases are closing with cash — largely driven

From ICU to Real Estate: What Top Agent Amanda McKnight REALLY Does Behind the Scenes
When you think of a real estate agent, you might picture someone unlocking doors and filing paperwork. But according to Amanda McKnight — a top-performing

Should You Buy a Home NOW or WAIT? The Truth About 2025’s Market!
If you’ve been holding off on buying a home in hopes that the market will shift in your favor—you might want to rethink that strategy.
Get Started Today
- 1441 N Harbor City Blvd. Melbourne, FL 32935
- 321-265-4000
- 321-757-9730