How does Morgan Financial’s VA home loan experience differ from others out there? Simply put: We are Veteran Owned, Veteran Operated and Veteran Focused. With a company founded on providing our Veteran’s with the best mortgage experience out there, you can rest easy knowing that Morgan Financial is here for you. Our staff, our in-office underwriting and our best deal guarantee truly make Morgan Financial the premier location to acquire a VA Home Loan.

Our Staff

Not only is our staff phenomenal, but as a veteran owned company, with many employees who are veterans or spouses of veterans, Morgan Financial truly speaks your language. Our staff is here to make the VA home loan process a whole lot easier with tools and expertise that will help guide you along the way.

In-office Underwriting

Did you know that all of our underwriting is done in-office? Unlike many companies who’s underwriting done in a centralized location, far away from where the loan is actually being handled, Morgan Financial is all under one roof. So, if an underwriter has a question about an application, they can easily walk down the hall and ask the mortgage loan originator straight away. And vice versa. Having in-office underwriting is a huge reason why our current clear to close time is 9.56 days on all VA and conforming loans.

Our Best Deal Guarantee

We guarantee that you will get the best deal on your VA loan with Morgan Financial, or we will give you $1000*. For more information on this best deal guarantee, go to https://morganfinancial.net/bestdeal/

So, if you are wondering if a VA home loan is right for you, please call or check out our website to learn more about Morgan Financial!

*The $1,000 Best Deal Guarantee requires a minimum loan amount of $100,000 and applies to Fixed Rate Loans only. This Guarantee is not applicable to Jumbo Loans.  Jumbo loans are loans for $84,350 and greater.  The $1000 Best Deal Guarantee does not apply if borrower is declined by Morgan Financial for not meeting loan program guidelines. Borrower must provide Loan Estimate Disclosure to Morgan Financial from competing lender on the same day the competitor’s terms are offered. Loan program offered by competitor must be a program Morgan Financial currently offers (i.e. VA and Conventional loans only). This offer does not apply to prior locks or terms and Morgan Financial must have an opportunity to beat the terms. In the event that Morgan Financial is unable to beat the terms of the competing lender, borrower must provide the final executed Closing Disclosure, the first page of mortgage note after closing and funding, and the lock-in agreement dated the same day terms are presented to Morgan Financial, all of which will be used to verify competing lender’s terms have not changed at closing. The $1,000 Best Deal Guarantee is not applicable if the loan closes on terms different than those detailed in the Loan Estimate Disclosure provided to Morgan Financial. Change in terms include, but are not limited to, changes in loan amount, loan program, fees, origination, discounts, lender credits, rate, APR, buy-downs, years of term, down payment, seller or any interested party credits, and within the time of the competitor’s initial lock in, or any other material loan changes not specifically mentioned here. The $1000 Best Deal Guarantee is inclusive of ANY and ALL Morgan Financial lender credits.  The $1000 Best Deal Guarantee is valid only on mortgage applications dated on or before September 30th, 2019.
Licensed Florida Mortgage Lender. NMLS#318525. Programs subject to change without notice. All Products are subject to credit and property approval. Rates, programs and conditions subject to change without notice. This is not a commitment to lend. Only available in the state of Florida. Other restrictions and limitations apply. Please see the website for details on terms and conditions.