Joe Knows Mortgages Minute

News & Article

What are cash reserves?

Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: When it comes

Do I have to pay closing costs on a VA Loan?

Now, the veteran can negotiate with a seller on a property to pay all normal and customary closing costs.  The negotiation must be part of the sales contract and clearly outlined

What Are Points and When Do You Pay Them?

Points are fees that a borrower pays directly to their lender at their closing, in exchange for a lower interest rate. 1 point is 1% of the mortgage amount…

Can You Refinance a VA Loan?

Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE”. This week, we answer the question: Can you refinance a