Blog
2025 Real Estate Predictions: What to Expect in the New Year
In this blog, we’ll dive into our predictions for mortgage rates, home prices, affordability, and the trends that will reshape the industry in 2025.
2024 in Review: Building Success through Our Vision and Mission
As we prepare to welcome 2025, it’s important to reflect on the journey we’ve had this year. At Morgan Financial, our commitment to our mission—being Fast, Enjoyable, and Consistent—and our vision of creating an environment for others to prosper guided every step we took in 2024.
How to Shop for a Mortgage: Tips, Red Flags, and Insider Advice
Shopping for a mortgage is one of the most significant financial decisions most people make in their lifetime. It’s not just about finding the lowest interest rate; it’s about understanding the full scope of what you’re signing up for. Here’s how you or your clients can shop smartly, avoid red flags, and choose the right lender for the journey to homeownership.
Planning Your Best Year Ever: Tips for Success in 2025
Today, we’ll share actionable steps to help you create a roadmap for a successful 2025. And as a bonus, we’ll reveal a special opportunity for free training on these strategies—so stay tuned!
Big News for 2025 Homebuyers: Conforming Loan Limits Increase to $806,500!
The Federal Housing Finance Agency (FHFA) has just announced a game-changing update for borrowers in 2025: the conforming loan limits have increased to $806,500! That’s a significant jump of over 5% from 2024, and it’s fantastic news for anyone considering buying a home next year.
Choosing the Right Mortgage: Your Guide to FHA, VA, Conventional, and USDA Loans
When it comes to selecting a mortgage, the options can feel overwhelming. From FHA and VA loans to conventional and USDA options, each loan type offers unique benefits suited to different financial situations and needs. Here’s a breakdown to help you understand which mortgage might be the best fit for you.
When and How to Lock in the Best Rate: Don’t Gamble with Your Mortgage
Locking in the right mortgage rate at the right time can make a significant difference in how much you pay over the life of your loan. In this comprehensive guide, we’ll break down everything you need to know about mortgage rate locks, so you can make informed decisions and avoid costly mistakes.
Has Covid-19 Changed Real Estate Forever?
Brought to you by Morgan Financial Written by Matthew Langdon 7-minute read The Covid-19 pandemic has undoubtedly affected many aspects of our daily lives, as
How Long Does It Take To Close A Mortgage?
Whether you’ve found your dream home or have a tight moving schedule, speeding up the mortgage approval process is crucial. In this blog post, we’ll explore how you can achieve a fast mortgage approval and expedite your home loan process.