Blog
Demystifying Mortgage Points: Make Informed Decisions with Morgan Financial
Navigating the mortgage landscape can be challenging, especially when it comes to understanding complex concepts like mortgage points. In this blog post, we’ll explain the
What is Debt-to-Income Ratio on a VA Loan?
What is Debt-to-Income Ratio? Debt-to-income ratio is a measurement that compares your monthly debt payments to your monthly income. It is an essential factor that lenders consider when determining your loan eligibility.

Mortgage Rates and How They Impact Your Payments
A Guide by Morgan Financial When it comes to buying a home, understanding mortgage rates and how they impact your payments is crucial. Mortgage rates

Understanding the Certificate of Eligibility on a VA Loan
If you’re a veteran or active-duty service member looking to buy a home with a VA loan, you need a Certificate of Eligibility (COE) to prove your eligibility. In this guide, Morgan Financial explains what a COE is, why it’s important, and how to obtain one.

10 Mistakes to Avoid When Buying a Home
There are many important steps to consider when getting ready to buy your home. These are just some of the most common pitfalls you can
When is my first mortgage payment due?
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.†This week, we answer the question: When is my
What is prepaid interest?
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.†This week, we answer the question: What is prepaid
When is flood insurance required?
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.†This week, we answer the question: When is flood
Can I buy a home using cryptocurrency?
Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.†This week, we answer the question: Can I buy