Joe Harris
Joe Harris
Chief Operating Officer
Joe Harris is the COO of Morgan Financial, where he oversees operations, sales, and marketing to ensure a fast, enjoyable, and consistent mortgage experience. With more than 25 years in the industry and over $1 billion funded, Joe combines deep expertise with a passion for helping clients achieve homeownership. He is also dedicated to training and equipping loan officers with the tools and strategies they need to thrive in a competitive market.
NMLS#322991
Latest Post
Big News for 2025 Homebuyers: Conforming Loan Limits Increase to $806,500!
The Federal Housing Finance Agency (FHFA) has just announced a game-changing update for borrowers in 2025: the conforming loan limits have increased to $806,500! That’s a significant jump of over 5% from 2024, and it’s fantastic news for anyone considering buying a home next year.
Choosing the Right Mortgage: Your Guide to FHA, VA, Conventional, and USDA Loans
When it comes to selecting a mortgage, the options can feel overwhelming. From FHA and VA loans to conventional and USDA options, each loan type offers unique benefits suited to different financial situations and needs. Here’s a breakdown to help you understand which mortgage might be the best fit for you.
When and How to Lock in the Best Rate: Don’t Gamble with Your Mortgage
Locking in the right mortgage rate at the right time can make a significant difference in how much you pay over the life of your loan. In this comprehensive guide, we’ll break down everything you need to know about mortgage rate locks, so you can make informed decisions and avoid costly mistakes.
Has Covid-19 Changed Real Estate Forever?
Brought to you by Morgan Financial Written by Matthew Langdon 7-minute read The Covid-19 pandemic has undoubtedly affected many aspects of our daily lives, as
How Long Does It Take To Close A Mortgage?
Whether you’ve found your dream home or have a tight moving schedule, speeding up the mortgage approval process is crucial. In this blog post, we’ll explore how you can achieve a fast mortgage approval and expedite your home loan process.
Can I get a Mortgage if I am self-Employed?
When securing a mortgage, deciding whether to pay mortgage points can feel overwhelming. Mortgage points, also known as discount points, allow you to pay an upfront fee to lower your interest rate. But are they worth the cost? Let’s explore what mortgage points are, how they work, and when they make sense.
Should I Pay Points On My Mortgage?
When securing a mortgage, deciding whether to pay mortgage points can feel overwhelming. Mortgage points, also known as discount points, allow you to pay an upfront fee to lower your interest rate. But are they worth the cost? Let’s explore what mortgage points are, how they work, and when they make sense.
3 More Ways to Spend Less Money – Simple Adjustments for Big Savings
If you’re already looking for ways to cut back on expenses, you might think you’ve exhausted all your options. But with a few more strategic adjustments, you can continue to reduce your spending and keep more money in your pocket. Here are three more ways to spend less money, all of which can be implemented easily.
Is the VA IRRRL the Best Refinance Loan for Veterans?
Is the VA IRRRL the best refinance option for Veterans? Discover how this streamlined VA loan can lower your interest rate and monthly payments with no appraisal or income verification required. Learn the benefits, potential savings, and alternatives to see if the VA IRRRL is right for you. Contact Morgan Financial today to explore your options!
Connect with the Morgan Financial Team
Schedule a consultation with the Morgan Financial team to explore mortgage and refinancing options tailored to your needs.
- 1441 N Harbor City Blvd. Melbourne, FL 32935
- 321-265-4000
- 321-757-9730