Morgan Financial

News & Article

Mortgage Market Update for July 31, 2026: Fed holds rates steady
Mortgage Market Update
Mortgage Rate Update: Fed Holds as Rates Rise

Mortgage rates increased for the week ending July 30, 2026, even as the Federal Reserve held its benchmark rate steady. Here’s what Florida homebuyers, homeowners, and real estate agents should know.

Thumbnail graphic featuring a house exterior, a rising percentage chart, and bold text that reads: "How much can an adjustable-rate mortgage payment increase?"
Mortgage
How Much Can an Adjustable-Rate Mortgage Payment Increase?

An adjustable-rate mortgage payment can rise when the initial fixed period ends. Learn how rate caps, the index, margin, and remaining loan term affect your payment, plus when a fixed-rate refinance may be worth considering.

VA purchase price myth thumbnail with American flag, Florida home, and for-sale sign
Mortgage
VA Loan Purchase Price Limit: What Veterans Need to Know

Veterans with full entitlement do not have a VA-imposed purchase price limit, and a high-priced home does not automatically require 20% down. Qualification still depends on income, debts, credit, entitlement, appraisal, and lender underwriting.

Military family preparing for a PCS to Florida with a Florida home and for sale sign, highlighting what military families should know before relocating to Brevard County.
Lifestyle
PCS to Florida: Your Military Relocation Guide

Planning a PCS to Florida? Discover what military families should know about housing, insurance, schools, VA loans, and settling into life on Florida’s Space Coast.

First-time homebuyer tips featuring Jeremy Silber of Dale Sorensen Real Estate and Lindsay Schellhorn of Morgan Financial discussing what buyers should know before purchasing a home in Brevard County, Florida.
Mortgage
What Should First-Time Homebuyers Expect?

Buying your first home doesn’t have to be overwhelming. Learn what first-time homebuyers should expect, from pre-approval and inspections to closing costs and confidently navigating the homebuying process