- 1441 N Harbor City Blvd - Melbourne - FL - 32935
Joe Harris is the COO of Morgan Financial, where he oversees operations, sales, and marketing to ensure a fast, enjoyable, and consistent mortgage experience. With more than 25 years in the industry and over $1 billion funded, Joe combines deep expertise with a passion for helping clients achieve homeownership. He is also dedicated to training and equipping loan officers with the tools and strategies they need to thrive in a competitive market.
NMLS#322991

If you’ve been on the fence about purchasing a home or refinancing your current mortgage, now is the ideal time to prepare. Lower rates mean you can save significantly over the life of your loan, either through reduced monthly payments or by paying less in interest over time.

Are you struggling to make your open houses stand out? In this episode, we’ll share proven strategies for hosting open houses that attract serious buyers and help you close deals faster. Stay tuned and hit the subscribe button, as we reveal the secrets to hosting successful open houses that work!

When you bought your home, did you have to get mortgage insurance? Are you looking for ways to reduce your payments by getting rid of your mortgage insurance? Or are you a real estate agent looking for more knowledge on getting rid of mortgage insurance to better assist your clients? Then you won’t want to miss our topic today as we discuss various strategies to remove mortgage insurance and save money on your monthly payments!

Is your home insurance in Florida up-to-date? It’s a crucial question every homeowner should ask, especially given the unique risks associated with living in the Sunshine State. At Morgan Financial, located in Melbourne, Florida, we understand the importance of having comprehensive home insurance coverage tailored to your specific needs. Here’s why regularly reviewing and updating your policy is essential, along with tips on how to ensure you have the best coverage at the best price.

Bi-weekly mortgage payments are a powerful tool to help you save on interest and pay off your mortgage faster. By making just one extra payment a year and prepaying interest, you can achieve significant savings and gain financial freedom sooner. Interested in learning more about optimizing your mortgage payments or exploring other financial strategies?

Don’t settle for a meager 1-2% when you can easily secure over 5%. Make your money work for you by switching to a high-yield savings account or investing in a CD.
Looking for an Even Greater Return?
Many people believe that investing in real estate is a smart option. Real estate can be a strategic move to build long-term wealth and secure your financial future. Typical returns for real estate investments can range from 6% to 12% annually, depending on factors like location, property type, and investment strategy.
Schedule a consultation with the Morgan Financial team to explore mortgage and refinancing options tailored to your needs.