Welcome to Joe Knows Mortgages Minute, where we answer your mortgage questions.

On this week’s Joe Knows Mortgages Minute, we answer the question:

What do sellers have to pay for on a VA loan?

The answer is that the VA does not require that the seller pay any specific fees.  The VA just says that there is a list of fees that the buyer cannot pay.  If the seller is required to pay fees, that would be negotiated and part of the real estate contract.

The Fees and Charges the veteran-borrower cannot pay are listed in Chapter 8, section 3 of VA pamphlet 26-7.