Hello! This is Joe Harris with Morgan Financial and here is your “Joe Knows Mortgages MINUTE.” This week, we answer the question: What makes Morgan Financial’s Secured Approval stronger than a typical pre-approval?

A pre-approval (usually conducted by a loan officer), is where a credit report is reviewed and a loan application is submitted to an Automated Underwriting System, but documents have not yet been verified by an actual underwriter.

Our Secured Approval Letter takes it a step further by having our in-office underwriters (the actual decision-makers on the loan) verify your income, assets, and credit up-front! This shows sellers that you’re a qualified buyer, and you can be confident that you’re putting your best offer on the table when shopping for your new home.

Give us a call to get started on your Secured Approval Letter today! We’ll keep your mortgage on track.

Thank you for tuning in to this Joe Knows Mortgages Minute! If you have any home loan related questions, we want to hear from you, so please comment down below! If you liked this video, please share this information with your family and friends. See you again soon!