In a hot housing market, how do you stand out from other strong offers such as cash?  We have developed a program to position yourself as the better buyer.  We assure it. Here is our 4 benefit program: 

Secured Approvals

The strongest pre-approvals in the industry because they are verified by our in-office underwriters. 

100% Local Team & Expertise

We are a 100% local team that offers years of experience to help within any situation. 

Weekly All-Party Communication

We provide everyone with weekly communication updates as well as timeline updates.

Best Deal Guarantee

We provide everyone with the best deal, guaranteed!*

Pre-Qualification is good, Pre-Approval is better, but Morgan Financials’ Secured Approval is the BEST option to gain a competitive edge in the hunt for your new home.  Our Secured Approval Letter is stronger than the average pre-approval because our in-office underwriters have verified your income, assets, credit, and liabilities up-front! This puts you a step above the rest because it shows sellers that your offers hold weight, and ensures a smooth lending process from application to closing day.

What Our Clients Have To Say:

Morgan Financial and it’s employees went above and beyond other banks to support us. It was obvious from the start that my satisfaction was a priority to them and they exceeded even the high expectations that they set for my loan. I was not just a number to them. I was treated as though I was the most important business venture for them and I appreciated that. They worked late nights and early mornings to get me into my dream home. I would highly recommend this bank to anyone who is willing to listen.

Jonathan W

My experience was nothing short of 5 star treatment throughout this very stressful process of attaining a new home!! Everyone on the Morgan “team” is professional with great communication within their team and client. Always keeping everyone informed and on task to the end goal of closing date!!. Which was met hands down.

Susan G.

You guys were so awesome. Being a realtor, I’ve gone through many loan experiences with clients. This has been the best experience…6 days from Application to Clear to Close for a VA loan…that just doesn’t happen with any other lender. Your communication was outstanding and such a smooth process. I will highly recommend you to any future clients looking to receive a loan. Thanks again!!

Robin S.

It was a very pleasant & professional experience; starting with Scott Dunn, then followed by Robert Valdes.. requests for additional information were clear and communications were timely & concise. Thank you Scott & Robert, my two consistent contacts.

Lou R.

Great experience. Friendly staff that made me feel like they wanted my business. Excellent communication keeping me up to date. Timely responses to my questions. Promised not to lose my business over rate, and gave me the exact terms I asked for. Recommend them without reservation.

Tom R.

I had a wonderful experience. The team I worked with were very informative, friendly, and helped me with every step along the way. Communication throughout the entire process was above and beyond expectations. Buying a home can be very stressful. Shannon Edwards and her team at Morgan Financial helped make my loan process go smoothly and prepared me for every step along the way, so I could focus on finding my perfect home. I would highly recommend Morgan Financial and especially Shannon Edwards and her team. Thank you All so very much!

Amy W.

Contact a Mortgage Expert:

By submitting your contact information, you expressly consent to having Morgan Financial contact you about your inquiry by email and/or by phone to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call registry. You do not have to agree to receive such calls or emails as a condition of getting any services from Morgan Financial.

*$1000 Best Deal Gurantee
*The $1,000 Best Deal Guarantee requires a minimum loan amount of $100,000 and applies to Fixed Rate Loans only. This Guarantee is not applicable to loans locked greater than 75 days. This Guarantee is not applicable to Jumbo Loans.  Jumbo loans are loans for $806,500  and greater.  The $1000 Best Deal Guarantee does not apply if borrower is declined by Morgan Financial for not meeting loan program guidelines. Borrower must provide Loan Estimate Disclosure to Morgan Financial from competing lender on the same day the competitor’s terms are offered. Loan program offered by competitor must be a program Morgan Financial currently offers (i.e. VA and Conforming Conventional loans only), and this best deal guarantee is not applicable when competing loan is a “no closing cost” loan. This offer does not apply to prior locks or terms and Morgan Financial must have an opportunity to beat the terms. In the event that Morgan Financial is unable to beat the terms of the competing lender, borrower must provide the final executed Closing Disclosure, the first page of mortgage note after closing and funding, and the lock-in agreement dated the same day terms are presented to Morgan Financial, all of which will be used to verify competing lender’s terms have not changed at closing. The $1,000 Best Deal Guarantee is not applicable if the loan closes on terms different than those detailed in the Loan Estimate Disclosure provided to Morgan Financial. Change in terms include, but are not limited to, changes in loan amount, loan program, fees, origination, discounts, lender credits, rate, APR, buy-downs, years of term, down payment, seller or any interested party credits, and within the time of the competitor’s initial lock in, or any other material loan changes not specifically mentioned here. The $1000 Best Deal Guarantee is inclusive of ANY and ALL Morgan Financial lender credits.  The $1000 Best Deal Guarantee is valid only on mortgage applications dated on or before June 30th, 2025.
Licensed Florida Mortgage Lender. NMLS#318525. Programs subject to change without notice. All Products are subject to credit and property approval. Rates, programs and conditions subject to change without notice. This is not a commitment to lend. Only available in the state of Florida. Other restrictions and limitations apply. Please see the website for details on terms and conditions.