Back To School Special
Receive 1% Lender Credit, up to $8,000 toward Closing Costs*
Back To School Special
Incentive Details
- Lender Credit equals 1% of the loan amount, up to $8,000 ($800,000 loan would receive a $8,000 credit)
- Applied at closing toward eligible closing costs, prepaids, or escrows
- Valid on Conforming and VA loans, for purchase or refinance in the state of Florida
- Minimum loan amount: $150,000 (1% Lender credit would be $1500 on the minimum loan)
- Borrower must meet all credit, income, and program guidelines
- Credit cannot be used for down payment or cash back, and may not be combined with other offers
- This is not a second mortgage or assistance loan
- Loan is for Primary, single family residence. No Condos or Multi Unit properties
A+ Service for Over 23 Years
Morgan Financial has proudly served families across Brevard County and Florida, offering trusted mortgage guidance and reliable service—season after season, for more than two decades. Our deep local roots and expert team make home financing fast, enjoyable, and consistent.
New Season, New Savings
Take advantage of our limited-time Back to School Special. Whether you’re buying a home or tapping into your equity with a refinance, our exclusive lender credit helps lower your closing costs—making it easier to move forward with confidence.
Let’s figure out the right move—whether you’re buying a new home or tapping into your home’s equity.
Apply with Morgan Financial by September 30, 2025 to become eligible for the Back-to-School Lender Credit.
Complete your loan within 60 days of application and receive 1% lender credit—up to $8,000—at closing.*
Frequently Asked Questions
This offer is valid for loan applications completed between August 11, 2025, and September 30, 2025. The loan must close within 60 days of the application date.
You will receive 1% of your total loan amount, up to $8,000.
Examples:
• $150,000 loan = $1,500 credit
• $500,000 loan = $5,000 credit
• $800,000 loan = $8,000 credit
• Greater than $800,000 loan = Still $8,000 credit
The credit can be applied toward eligible closing costs, prepaids, or escrows.
It cannot be used for a down payment or returned as cash back to the borrower.
Both purchase and refinance (including cash-out) transactions are eligible
This offer applies to:
• Conforming loans (Fannie Mae or Freddie Mac)
• VA loans
Yes. The property must be:
• A primary residence
• A single-family home
• In Florida
Condos and multi-unit properties are not eligible.
Yes. The minimum loan amount to qualify is $150,000.
No. This lender credit may not be combined with any other promotional offers.
Yes. The lender credit is not guaranteed and is contingent on full loan approval and successful closing with Morgan Financial.
No. This is a lender credit applied at closing—not a second mortgage, down payment assistance, or government grant.
Yes. Borrowers must meet all credit, income, and program guidelines. Other restrictions may apply.
This special is offered by Morgan Financial, a local, direct mortgage lender serving Brevard County for over 23 years.
Talk to a Loan Expert Today:
Morgan Financial has helped thousands of Floridians achieve their homeownership goals.
Now it’s your turn—get expert guidance now.
Take Advantage of Our Back to School Special
Now’s the time to put your home goals at the top of the list. Whether you’re buying your first home or tapping into your equity for a cash-out refinance, Morgan Financial is here to make it fast, enjoyable, and consistent.
Call us today, start your application online, or schedule a free consultation — and let’s make your path to homeownership simple, secure, and stress-free.
- 1441 N Harbor City Blvd. Melbourne, FL 32935
- 321-265-4000
- 321-757-9730
Important Disclosures:
- All financing is subject to credit and income approval.
- Programs, rates, and terms are subject to change without notice.
- This is not a commitment to lend.
- Promotional credit is not guaranteed and is contingent on full loan approval and closing.
- Other restrictions may apply.
*To qualify, borrower must complete a signed loan application with Morgan Financial between August 11, 2025 and September 30, 2025. Loan must close with Morgan Financial within 60 days of application to receive the credit. Credit is equal to 1% of the loan amount, up to $8,000, and will be applied at closing toward eligible closing costs, prepaids, or escrows.
Offer valid on Conforming and VA loans only. This promotion is for both purchase or refinance loans. This must be primary residence, single family homes. No Condos. Not for Jumbo loans. Must be a loan that Morgan Financial offers. Minimum loan amount: $150,000. Borrower must meet all credit, income, and program guidelines to qualify for the loan and receive the credit. Credit may not be used for down payment or cash back and may not be combined with other offers. This is not a second mortgage or assistance loan and does not require repayment.
All financing is subject to credit and income approval. Promotional lender credit is not guaranteed and is contingent upon full loan approval and closing with Morgan Financial. Programs, rates, terms, and conditions are subject to change without notice. This is not a commitment to lend. Other restrictions may apply. Morgan Financial is an Equal Housing Lender. NMLS #318525.