Why Mortgage Affordability Matters Your mortgage isn’t just another bill—it’s the foundation of your financial life. Choosing a loan that stretches your budget too thin
- 1441 N Harbor City Blvd - Melbourne - FL - 32935
Joe Harris is the COO of Morgan Financial, where he oversees operations, sales, and marketing to ensure a fast, enjoyable, and consistent mortgage experience. With more than 25 years in the industry and over $1 billion funded, Joe combines deep expertise with a passion for helping clients achieve homeownership. He is also dedicated to training and equipping loan officers with the tools and strategies they need to thrive in a competitive market.
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Why Mortgage Affordability Matters Your mortgage isn’t just another bill—it’s the foundation of your financial life. Choosing a loan that stretches your budget too thin
Establishing credit doesn’t have to be complicated. With the right approach — like starting with a secured credit card, becoming an authorized user, and making on-time payments — you can build a strong credit history that sets you up for financial success, from everyday purchases to future goals like homeownership.
The real estate and mortgage world lit up last week after Federal Reserve Chair Jerome Powell spoke at Jackson Hole, hinting at a possible rate cut in September. Markets immediately reacted, with mortgage rates dipping in response. But what does this actually mean for buyers and agents between now and then?
Schedule a consultation with the Morgan Financial team to explore mortgage and refinancing options tailored to your needs.