Joe Harris is the COO of Morgan Financial, where he oversees operations, sales, and marketing to ensure a fast, enjoyable, and consistent mortgage experience. With more than 25 years in the industry and over $1 billion funded, Joe combines deep expertise with a passion for helping clients achieve homeownership. He is also dedicated to training and equipping loan officers with the tools and strategies they need to thrive in a competitive market.
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What Does It Mean to Refinance a Mortgage? When you refinance, you replace your current mortgage with a new one—usually with a new interest rate,
Why Mortgage Affordability Matters Your mortgage isn’t just another bill—it’s the foundation of your financial life. Choosing a loan that stretches your budget too thin
Learn what mortgage insurance is, how PMI and MIP work, and how first-time homebuyers can buy a home with less than 20% down — and even remove it later.
Establishing credit doesn’t have to be complicated. With the right approach — like starting with a secured credit card, becoming an authorized user, and making on-time payments — you can build a strong credit history that sets you up for financial success, from everyday purchases to future goals like homeownership.
Learn what APR really means in a mortgage, why not all APRs are equal, and how to compare Loan Estimates side by side for the true cost of your loan.
The real estate and mortgage world lit up last week after Federal Reserve Chair Jerome Powell spoke at Jackson Hole, hinting at a possible rate cut in September. Markets immediately reacted, with mortgage rates dipping in response. But what does this actually mean for buyers and agents between now and then?
We recently sat down with Maria Artediello of Remax Solutions in Brevard County, Florida, and she broke down exactly what’s moving the needle in her business—and what’s not worth your time.
We recently sat down with Lisa Steel, Sales Manager at Viera Builders and a former Realtor, to talk about the power of builder-lender-agent partnerships—and how the right relationships can keep deals running like a well-oiled machine.
When considering ways to tap into your home’s equity, it’s easy to feel overwhelmed by the options available. Two popular methods are the home equity
Schedule a consultation with the Morgan Financial team to explore mortgage and refinancing options tailored to your needs.
