What is a COE?

COE stands for “Certificate of Eligibility”.

The COE verifies, to the lender, that you are eligible for a VA-backed loan.Â While the COE proves eligibility, you must also qualify for the loan with a VA approved lender to obtain the loan.Â You can get your COE yourself through applying online HERE, or contact Morgan Financial and we can obtain your Certificate in a few minutes.

Do you have a home loan related question that you want answered? We want to hear from you!Â Contact Us Today!

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Joe Harris

Chief Operating Officer

Joe Harris is the COO of Morgan Financial, where he oversees operations, sales, and marketing to ensure a fast, enjoyable, and consistent mortgage experience. With more than 25 years in the industry and over $1 billion funded, Joe combines deep expertise with a passion for helping clients achieve homeownership. He is also dedicated to training and equipping loan officers with the tools and strategies they need to thrive in a competitive market.

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