Florida’s Trusted
Mortgage Experts
Join thousands of happy homeowners who trust Morgan Financial for personalized mortgage solutions, competitive rates, and expert guidance. With in-house underwriting and clear communication, we make buying or refinancing a home in Florida seamless.
Who We Are
Since 2002, Morgan Financial has been assisting homebuyers and homeowners. Based in Brevard County, Florida, we are a veteran-owned company with a stellar reputation for dependability and first-rate customer service.
We specialize in:
First-time homebuyer loans
Refinancing to lower payments
VA, Jumbo, and conventional loans
Cash out refinancing
Working with you, our team looks for the finest loan choices depending on your budget, financial goals, and credit score.
Since 2002, Morgan Financial has been assisting homebuyers and homeowners. Based in Brevard County, Florida, we are a veteran-owned company with a stellar reputation for dependability and first-rate customer service.
We specialize in:
- First-time homebuyer loans
- Refinancing to lower payments
- VA, Jumbo, and conventional loans
- Cash out refinancing
Working with you, our team looks for the finest loan choices depending on your budget, financial goals, and credit score.


2002
Why choose our mortgage lender company in Florida?
We work with multiple sources to offer you very competitive rates, helping you save money over the life of your loan.
We offer a range of home loan programs, including VA, jumbo, and conventional loans, tailored to your needs.
Take the Preapproval letter one step further with our Secured Approval Letter so you can start house hunting with confidence. Our streamlined process helps you close faster.
Our experienced Mortgage Loan Originators guide you through every step of the mortgage process, helping you make informed decisions.
Tools & Resources for Homebuyers
Access our free and easy to use Mortgage Calculators
These are the people who make things happen
Speak with a licensed Mortgage Loan Originator
Contact a Mortgage Expert:
Book a consultation to chat with one of our Mortgage Loan Originators about your individual mortgage needs and qualifications.
What Our Clients Say About Us
EXCELLENT Based on 302 reviews Maria Bustamante2025-06-02Trustindex verifies that the original source of the review is Google. Beautiful, easy transaction. The best experience in our life. I can not thank them enough for making our dream come true. Sonia Perez2025-06-02Trustindex verifies that the original source of the review is Google. Excellent and professional service!! Dylan Jones2025-05-30Trustindex verifies that the original source of the review is Google. Mary, Jasmine, Robert, and Lindsay were outstanding and I can’t recommend Morgan Financial enough! They made the whole process of purchasing a home extremely easy! Megan Steiger2025-05-29Trustindex verifies that the original source of the review is Google. Mary was always so helpful from start to finish for the loan process! Will recommend Morgan Financial to everybody! Solo Jeramias2025-05-27Trustindex verifies that the original source of the review is Google. Best lending experience ever!! Mary and Jasmine were so awesome and made the process absolutely painless. Kathryn P2025-05-27Trustindex verifies that the original source of the review is Google. Morgan Financial took over our loan with 2 weeks to close. They were so helpful! 10/10 recommend David Thompson2025-05-22Trustindex verifies that the original source of the review is Google. We worked with Mary Cables and Jasmine Longo and had the best experience. Highly recommend this for any financial needs. You won’t be sorry. Heather Dawson2025-05-16Trustindex verifies that the original source of the review is Google. Mary at Morgan Financial is a rock star! I love how she kept everyone in the loop during the entire process making it effortless. I will continue to refer my buyer to her!
What We Offer
We truly take pride in putting our clients first. Our dedicated mortgage financing team is available to clearly and confidently assist you through the loan process, answer your questions, and handle your concerns.
We are dedicated to enabling your success. We work hard to ensure that your experience is seamless and stress-free from application to closing. Our commitment to your utmost satisfaction is why you can easily rely on us.

How It Works
Consultation
Make an appointment for a free consultation with one of our loan officers. To provide the best loan choices, we will review your credit score, financial status, and ambitions.
Pre-Approval
We’ll review your financial details and help you get pre-approved quickly. Our meticulous process will give you the confidence to shop for a home within your budget.
Loan Options
Our professionals will outline the advantages and terms of each of the several loan options—conventional, Jumbo, VA, and more—as they stand.
Application and Approval
Finish your application either online or with our loan officers' assistance. We will manage the paperwork and walk you through the approval procedure.
Closing
Once approved, we’ll finalize the details and schedule the closing. As you sign your final loan documents at closing, you’ll get the keys to your new home or complete your refinance with peace of mind.
explore our blogs

Next Chapter Living – 5 Signs It’s Time to Move to a Home That Fits Your Life
Whether you’re nearing retirement, facing new lifestyle changes, or simply seeking greater peace of mind, it may be time to ask: Is this still the right fit? Here are five signs that might indicate it’s time to explore the next chapter in your living situation:

Viera Florida is Booming: New Homes, Hot Amenities & What’s Next!
Viera, Florida has transformed into one of the fastest-growing and most desirable communities on the Space Coast. If you’re a homebuyer, real estate professional, or simply Florida-curious, now is the time to pay attention.

VA Loans EXPLAINED: 10 Benefits of VA Loans That Every Veteran Needs to Know
Are you a veteran or active-duty service member wondering if the VA loan is right for you?
Many eligible heroes are surprised to learn how powerful the VA loan program is—and how much money it can save them.
Get Started Today
- 1441 N Harbor City Blvd. Melbourne, FL 32935
- 321-265-4000
- 321-757-9730