Florida’s Trusted
Mortgage Experts
Join thousands of happy homeowners who trust Morgan Financial for personalized mortgage solutions, competitive rates, and expert guidance. With in-house underwriting and clear communication, we make buying or refinancing a home in Florida seamless.
Who We Are
Since 2002, Morgan Financial has been assisting homebuyers and homeowners. Based in Brevard County, Florida, we are a veteran-owned company with a stellar reputation for dependability and first-rate customer service.
We specialize in:
First-time homebuyer loans
Refinancing to lower payments
VA, Jumbo, and conventional loans
Cash out refinancing
Working with you, our team looks for the finest loan choices depending on your budget, financial goals, and credit score.
Since 2002, Morgan Financial has been assisting homebuyers and homeowners. Based in Brevard County, Florida, we are a veteran-owned company with a stellar reputation for dependability and first-rate customer service.
We specialize in:
- First-time homebuyer loans
- Refinancing to lower payments
- VA, Jumbo, and conventional loans
- Cash out refinancing
Working with you, our team looks for the finest loan choices depending on your budget, financial goals, and credit score.


2002
Why choose our mortgage lender company in Florida?
We work with multiple sources to offer you very competitive rates, helping you save money over the life of your loan.
We offer a range of home loan programs, including VA, jumbo, and conventional loans, tailored to your needs.
Take the Preapproval letter one step further with our Secured Approval Letter so you can start house hunting with confidence. Our streamlined process helps you close faster.
Our experienced Mortgage Loan Originators guide you through every step of the mortgage process, helping you make informed decisions.
Tools & Resources for Homebuyers
Access our free and easy to use Mortgage Calculators
These are the people who make things happen
Speak with a licensed Mortgage Loan Originator
Contact a Mortgage Expert:
Book a consultation to chat with one of our Mortgage Loan Originators about your individual mortgage needs and qualifications.
What Our Clients Say About Us
EXCELLENT Based on 308 reviews Jacob Albright2025-07-18Trustindex verifies that the original source of the review is Google. Mary and her team were available whenever I needed them including nights and weekends. I am extremely satisfied with their service and will be using them again for my next purchase. Peter McNamara2025-07-17Trustindex verifies that the original source of the review is Google. Jasmine and Mary were fantastic to work with! Jasmine kept us on track and answered any questions that we had. I cannot describe just how thankful we were for Jasmines assistance and guidance. Mary was extremely insightful providing realistic information that helped us make sound decisions. She always made time for us to discuss any buying scenarios and we closed fast and on time! Aaron Burkhardt2025-07-01Trustindex verifies that the original source of the review is Google. Simple and easy loan process. Got my approvals very quickly. John Blakey2025-06-27Trustindex verifies that the original source of the review is Google. All the workers were very knowledgeable and made purchase of a home easy even when I had to reschedule. I got a great mortgage rate and can’t wait to get into my new home. Jim Amell2025-06-16Trustindex verifies that the original source of the review is Google. The entire home buying mortgage process with Morgan Financial went very smoothly. I would recommend them in the future. Maria Bustamante2025-06-02Trustindex verifies that the original source of the review is Google. Beautiful, easy transaction. The best experience in our life. I can not thank them enough for making our dream come true. Sonia Perez2025-06-02Trustindex verifies that the original source of the review is Google. Excellent and professional service!! Dylan Jones2025-05-30Trustindex verifies that the original source of the review is Google. Mary, Jasmine, Robert, and Lindsay were outstanding and I can’t recommend Morgan Financial enough! They made the whole process of purchasing a home extremely easy!
What We Offer
We truly take pride in putting our clients first. Our dedicated mortgage financing team is available to clearly and confidently assist you through the loan process, answer your questions, and handle your concerns.
We are dedicated to enabling your success. We work hard to ensure that your experience is seamless and stress-free from application to closing. Our commitment to your utmost satisfaction is why you can easily rely on us.

How It Works
Consultation
Make an appointment for a free consultation with one of our loan officers. To provide the best loan choices, we will review your credit score, financial status, and ambitions.
Pre-Approval
We’ll review your financial details and help you get pre-approved quickly. Our meticulous process will give you the confidence to shop for a home within your budget.
Loan Options
Our professionals will outline the advantages and terms of each of the several loan options—conventional, Jumbo, VA, and more—as they stand.
Application and Approval
Finish your application either online or with our loan officers' assistance. We will manage the paperwork and walk you through the approval procedure.
Closing
Once approved, we’ll finalize the details and schedule the closing. As you sign your final loan documents at closing, you’ll get the keys to your new home or complete your refinance with peace of mind.
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Get Started Today
- 1441 N Harbor City Blvd. Melbourne, FL 32935
- 321-265-4000
- 321-757-9730